I just finished The Smartest Way to Save by Samuel K. Freshman and Heidi E. Clingen. This was an easy read. The 23 chapters are broken up into bite size pieces you can take in here and there. There are hundreds of tips on how to save from vacations, gifts, your children to buying cars, credit cards and budgeting.
I must admit I have pretty much heard everything that is in the book. Pay yourself first, use cash not credit, know the difference between "have to" and "need to". I did learn a couple of new things. For example, when buying a car you should pay cash, if you are like me and really find it hard to do that, get the shortest loan possible cause the salesperson makes his/her money off of those large interest payments. If you do plan on paying with cash....do not let the salesman know, they will not knock off much on the price since they will not be making money off of you after you get the car.
If you are relatively new to saving or have not done much homework, this is an excellent book to start with. Since it covers a wide range of subjects you will find a lot of help in here including web sites and tips. If you are like me and have been around the block a few times and have read up on this subject, you may find there is too much repeated info to be an advantage.
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