Thursday, May 15, 2008

Insurance sucks!!!

Let me be the first to admit, I am not the sharpest tool in the shed. So would someone explain the purpose of insurance...medical or auto. For now I will concentrate on medical.

How is it you pay (or they deduct from your wages) an UNGODLY amount for insurance to cover your medical bill in the event of a sickness or injury and when said malady happens the insurance company actually decides what they will actually pay or not pay for.

One of the regulars at the restaurant where I work has recently found themselves in a very bad medical position. They find themselves there because they could not afford insurance therefore, when they weren't feeling well, they didn't go to the doctor because they knew they couldn't afford it. Well, putting it off was the worst thing to do because they finally ended up in the hospital, with part of the long intestines taken out, then resulting in a major infection, jaundice and heart problems. This has been a six week stay and I can't help but think, if America was like every other major country and we had social medicine...this person would have gone when there was pain and avoided all the rest. It seemed the gall bladder needed to come out...but since it was put off...other problems ar
ose and now they might not make it out seeing this person is older and their body might not be able to take it.

Is there a system if checks and balances for the insurance industry or are they allowed to keep fleecing the public? Seriously...somebody please...we need reform.

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